Foundation Blog
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What’s Happened in August
August marked a turning point in digital finance. Many factors are accelerating the irreversible shift towards a more inclusive and digitally native financial ecosystem. One of the biggest leaders continues to be AI. Month by month AI continues to become a bigger part of our digital finance world. As summer comes to a close, there has been a significant push and growing momentum in the real-time payments movement.
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Why Higher Education Institutions worldwide should embrace Hackathons as catalysts for academic innovation
Hackathons are emerging as powerful catalysts for academic innovation, bridging theoretical learning with real-world problem-solving. These short, intensive events create opportunities for students to collaborate across disciplines, experiment with cutting-edge technologies, and design impactful solutions to global challenges.
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The Multiple Sides of Friction: The Good, the Bad, and the How to Use it
The article highlights how friction in design can harm users when misused but also enhance safety, consent, and reflection when applied thoughtfully. Used well, it becomes a valuable tool for protecting user agency and trust, especially in financial and sensitive digital products.
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What’s happened in July
July was a month marked by rapid technological advancements in a market continuing to change and to support instant payments. We can also see that AI continues to drive innovation in all that we do.
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Interledger at the Internet Governance Forum 2025
At the 2025 UN Internet Governance Forum, the Interledger Foundation helped launch a Policy Blueprint advocating for open, interoperable, and inclusive digital payment systems.
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Open Payments help ROSCAs modernise for global impact
Rotating Savings and Credit Associations (ROSCAs)—community-based financial groups rooted in trust and mutual support—are evolving through digital innovation, particularly with Open Payments technology. Once hyper-local and informal, ROSCAs are now being modernized with tools like blockchain, agentic AI, and the Interledger Protocol to facilitate secure, transparent, and low-cost cross-border transactions.
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July 2025 Quarterly Roundup
We're back with our Summer quarterly roundup, featuring grant reports and updates from our Ambassadors, Grantees, and Partners shared over the past few months.
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Reflections from UN Open Source Week 2025
The Interledger Foundation joined global leaders at UN Open Source Week 2025 in New York to explore how open-source ecosystems can power inclusive digital public infrastructure.
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The UCT Financial Innovation Hub and Interledger Foundation Hackathon
The UCT Financial Innovation Hub and Interledger Foundation Hackathon on 28 June 2025 brought together students from four South African universities to build real-world fintech solutions using the Interledger Protocol. After a week of training, 12 teams tackled challenges like financial inclusion and payment accessibility.
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What’s happened in June
As we begin summer, several key trends defined this month. Digital payments continue to gain popularity worldwide. More and more people are using their phones, online apps, and cards over cash everyday. Trends like this continue to reflect a dynamic and evolving landscape because of the constant innovation in this area.
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