We Build the Tech
We steward open, vendor-neutral technologies, such as the Interledger Protocol (ILP) and the Open Payments API, that help financial systems interconnect across markets, currencies, institutions, and regulatory environments.
Policy and Advocacy
Public policy shapes whether financial systems are open, inclusive, and interoperable
Financial systems succeed or fail by design. The rules, incentives, governance models, and infrastructure behind them determine who can participate, on what terms, and at what cost.
The Interledger Foundation works to ensure that open payment systems can operate in the real world: across jurisdictions, across currencies, across providers, and across communities that have too often been excluded from formal financial services.
We work with governments, regulators, multilateral institutions, civil society organizations, technical standards bodies, and multistakeholder coalitions to help create the policy commitments that open access to safe, affordable, and rights-respecting digital financial infrastructure. Access to the digital economy should not depend on where someone lives, how much they earn, the market power of local providers, or the business model of a single platform.
Our policy work focuses on consumer protection, interoperability mandates, transparent and proportionate fees, privacy, and regulatory space for innovative, open payment rails to compete on merit. We participate in global forums, support independent research, engage directly with policymakers and regulators, and contribute to policy processes from the perspective of an independent nonprofit steward of open payment technologies.
We Grow the Movement
We connect and fund developers, researchers, institutions, and communities working through the practical challenges of financial inclusion. Through grantmaking, working groups, partnerships, and convenings, we help align priorities, test approaches, and move ideas into practice.
We Shift the System
We work with policymakers, regulators, and think tanks to ensure open financial systems can operate in practice. Our policy engagement is grounded in evidence, community experience, technical realism, and the belief that payment systems should be designed around public benefit.